Product Profile of Balance Sheet Analysing Banking Software
Ram Informatics Limited supplies Balance Sheet Analysing Banking Software. Ram Informatics Limited is an ISO 9001 and ISO 27001: 2005 accredited company. The Balance Sheet Analysing Banking Software available in the brand name "SmartBSA" is a decision support tool for credit evaluation and appraisal of the clients seeking credit. The Software calculates from net worth to MPBF [Maximum permissible bank finance] and works out debt equity ratio to turnover ratios.
Key Features of Balance Sheet Analysing Banking Software
- Evaluate credit proposals
- Evaluate credit proposals
- Analyse financial ratios
- Provide required MIS on the credit proposal
- Reduces the burden on the Credit Appraisers
- Uses the balance sheet items and operating statements
- Provides all the analysis required for granting the loan.
- Calculates the total working capital requirement
- Provides analysis to help in deciding the total working capital gap
- Provides the fund flow analysis of the operations.
- alerts if there is any diversion of funds
- Solvency ratio
- Capital Gearing ratio
- Debt Equity ratio
- Return on capital employed
- Inventory turnover ratio
- Funds flow
- Comparative and analytical statements etc.
